From Focused to Full-Scale Receivables Finance
Receivables
Purchase
Instant liquidity though receivables financing.
Invoice Discounting
Unlock working capital confidentially without notifying debtors.
Factoring
Manage any type of factoring: Recourse/Non-Recourse, International and more.
Payables Financing
Early payment solutions to improve liquidity and supplier relationships.
Dynamic Discounting
Early payment options with flexible discounting terms.
Reverse Factoring
Supplier financing based on buyer credit ratings.
Client-balance-driven flexible financing
Automated management of large invoice volumes
Reduced administrative effort for system management
Seamless Integration
Whether you’re operating with legacy systems or modern tools, Comarch Finance Platform integrates effortlessly, allowing you to optimize and extend your current ecosystem without disruption.
Smart Financing Management
Comarch Finance Platform ensures complete oversight and flexibility in managing financing operations across diverse client groups and financial products.
Scalable Infrastructure
Designed to grow with your business, our modular, cloud-based platform makes it simple to add new financing options, accommodate increased demand, and support business expansion.
Precise Operations, Intuitive UX
The system offers two complementary interfaces. The Client Portal is the pinnacle of simplicity, enabling immediate action for your customers. The Operator Interface is a powerful control center for your team, built for efficient management of complex financial processes. We provide detailed training to ensure your team achieves maximum productivity.
Operational Efficiency
AI intelligence automates workflows, validates data, and performs real-time risk analysis. The result: fewer errors, faster client service, and lower operational costs.
Banks
For banks looking to offer diverse financing solutions efficiently and securely.
Factoring & Invoice Finance Companies
Perfect for companies that need to manage complex invoice factoring operations with real-time tracking and risk management.
Financial Intermediaries
A solution for intermediaries wanting to integrate financing into their platforms, offering their clients modern, seamless financial services.
There’s no second chance at a first launch — choose tech
that delivers.
Full Invoice Submittance
End-to-end automation from invoice issuance to payment collection, optimizing the entire lifecycle of invoice finance operations.
SCF & Dynamic Discounting
Support for Supply Chain Finance and Dynamic Discounting models, helping clients access working capital at competitive rates.
Cloud-Ready, Modular Architecture
Flexibility to deploy on-premise or in the cloud, enabling scalability and ensuring that the platform fits your organization’s needs.
API-First Integration
Easily integrate with your existing systems using an open API architecture, ensuring a smooth, unified experience.
Front Office & Self-Service Portals
Offer your clients a fully online experience, giving them the power to manage their finances on the go with a self-service portal.
Enterprise-Grade Back Office
A powerful operational core supporting every step — from onboarding and verification to risk management, disbursement and post-financing control.
Comarch Factoring Core System
Interest Management
Monitoring, Audits and Ledger
Notifications
Subledger and Compensations
Customizable Reports
Client/Supplier Portal
Cooperation with Insurers
How it Works
Streamlined workflows designed for efficiency and control
BACK OFFICE WORKFLOW
ADMINISTRATIVE CONTROL AND MANAGEMENT
Client Onboarding
Limits and Contract Configuration
Counterparties Configuration
Invoice Acceptance
Settlements, Monitoring
Reporting and Dispatch of Reminders
CLIENT PORTAL JOURNEY
SELF-SERVICE CLIENT EXPERIENCE
Limit Consultation
Uploading Invoices
Invoice Approval Process
Request for financing
User Management and Reporting
Connecting with Suppliers/Debtors
"(…) the new system is rated significantly better than the previous version. Customers are able to create invoice templates for their reporting in a simpler way than before."
ELIZA WYRZYKOWSKA
Head of the Factoring Service Department,
Member of the Management Board, BNP Paribas Faktoring
"(…) once we explored the Comarch Platform and joined the functional workshops, we realized many of our expectations could be met in a smart, efficient way."
EWA GAWROŃSKA-MICUŃ
Head of Strategic Marketing and Product for CEE Region, Country Manager Poland
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Quarter Century of Invoice Finance report
A survey-based report revealing key insights from a quarter century of market evolution. -
Decoding IT Dynamics In Factoring
Ensuring Resilient Software for Financing Receivables – Your Guide to Navigating IT Dynamics in Factoring. -
Is Ready-Made Factoring System Worth the Fuss?
Transitioning from legacy to modern systems, with practical tips for both factors and tech vendors. -
Mastering Modern Factoring
Practical guidance on selecting the best factoring system for your needs and ensuring a smooth implementation process.
30+ Years of IT Excellence
Delivering innovative software solutions for Finance, Loyalty, Telecommunications, Healthcare, Public Sector, and Services.
Agile Delivery, Tailored to You
Fast deployments and continuous improvements powered by dedicated product teams.
Building on Transparency
Collaborate closely with clients using Agile methods, co-creating clear roadmaps that address real market needs.
Flexible Deployment Options
On-premise, cloud, or hybrid — you choose what fits your business best.
Schedule a personalized demo & consultation with our team to learn how Comarch Finance Platform can help transform your financing operations.
